Tuesday, March 13, 2018

What You Should Know About Medicare Part A

Medicare Part A is just one of four different types of Medicare insurance plans that is offered. Part A is the part of the insurance program that includes different types of hospital coverage. Here is more information about what is included when you enroll in Medicare Part A.

Eligibility Requirements

One thing you should know is that when you sign up for different parts of Medicare, you must actually qualify for each part individually. Part A is reserved for people who are 65 or older. You may start receiving information about Medicaid in the mail before your birthday arrives so you can sign up in time. If you haven’t received any information yet, you may want to talk with Continental Insurance Agency, LLC.


While 65 is the standard age to look into this coverage, there are also some special circumstances that allow you to sign up for this type of coverage before that birthday. You can sign up for this coverage if you:

Are receiving social security disability insurance and have been for a while. Medicare can provide you with the exact amount of time that’s required for social security benefits.
Have permanent kidney failure, such as end-stage renal disease. If you require a kidney transplant or dialysis with kidney failure, you should be able to get this insurance coverage.
Have amyotrophic lateral sclerosis (ALS).
Hospital Stays

The first thing that Medicare Part A will cover is any hospital stays you may need. This will pay for a semi-private room along with nursing care while you are in the hospital. It also covers various hospital supplies and services, meals, and medications. If you want a private room, any personal care items,  private-duty nursing, or a television in your room, the policy does not cover those additional costs. The policy may also start charging you if you have a long hospital stay or if you spend a certain number of days in the hospital during a policy year.

Skilled Nursing

The Medicare Part A insurance program also pays for skilled nursing facilities. It includes many of the same services as the hospital stay, including the semi-private room, meals, rehabilitation, supplies, and skilled nursing staff. You will need to be in the skilled nursing facility for a few days before coverage begins, and there may be limits similar to that of the hospital stay coverage. If you are only in the skilled nursing facility for a little over a day, it might not be covered.

Home Health and Hospice

There are also some home health services covered, including rehabilitation, occupational therapy, home health aide services, and skilled nursing care at home. If you receive hospice care at a clinic or at home, that will also be covered by Medicare Part A. Some types of medical equipment are covered, including an oxygen tank, walker, hospital bed, and wheelchair.

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