Dental Health Plans
Today, there are two different kinds of dental health plans available. The first is the more traditional kind, and might or might not be bundled with a health care plan. For a charge of $200-500 per year, you will typically receive free dental check-ups, usually two per year, which include teeth cleaning and X-rays. For major fillings and simple dental work, the insurance company generally pays 80-100%, depending on whether you pay a deductible. For major procedures, there is a waiting period (and usually a review) before scheduling the work, and you will pay a small proportion of the expense. With traditional dental insurance, lower cost health plans are generally associated with a limited number of dentists that you can visit in your geographical location.
The second kind of dental plan is a discount plan that is administered for a fee of about $100 annually for an individual, $150 per year for a family. More expensive plans provide free teeth cleaning, but in all cases, you will receive a discount on every procedure, which ranges from 30 to 50%. Again, there are often limitations regarding which dentists you may use in your geographical area. This kind of plan is a good buy if your bucks are limited. Even if you have to have extensive procedures, the discount is better than just paying out of pocket. If you are really attached to a particular dentist, it is well worth asking what plans the dentist subscribes to--that way, you will have some idea of choices available. Or see if your dentist is listed on plans that can be accessed via the Internet; this is usually accomplished through zip code look-ups.
6 Warning Signs of Oral Cancer
Today, there are two different kinds of dental health plans available. The first is the more traditional kind, and might or might not be bundled with a health care plan. For a charge of $200-500 per year, you will typically receive free dental check-ups, usually two per year, which include teeth cleaning and X-rays. For major fillings and simple dental work, the insurance company generally pays 80-100%, depending on whether you pay a deductible. For major procedures, there is a waiting period (and usually a review) before scheduling the work, and you will pay a small proportion of the expense. With traditional dental insurance, lower cost health plans are generally associated with a limited number of dentists that you can visit in your geographical location.
The second kind of dental plan is a discount plan that is administered for a fee of about $100 annually for an individual, $150 per year for a family. More expensive plans provide free teeth cleaning, but in all cases, you will receive a discount on every procedure, which ranges from 30 to 50%. Again, there are often limitations regarding which dentists you may use in your geographical area. This kind of plan is a good buy if your bucks are limited. Even if you have to have extensive procedures, the discount is better than just paying out of pocket. If you are really attached to a particular dentist, it is well worth asking what plans the dentist subscribes to--that way, you will have some idea of choices available. Or see if your dentist is listed on plans that can be accessed via the Internet; this is usually accomplished through zip code look-ups.
6 Warning Signs of Oral Cancer
- Redness and sore spots on the lips tongue or inside the mouth that doesn't heal within two weeks.
- Swelling on the lips, gum or other areas in the mouth, face or neck.
- White scaly areas in the mouth.
- Recurrent bleeding with no apparent cause.
- Numbness in any part of your tongue lips or mouth.
- Persistent coughing or difficult swallowing or speaking.
- If you have any of these symptoms that don't clear up within two weeks call you dental professional.
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