Car Insurance
Auto liability insurance is mandatory in practically all states of the USA now, but only covers the damage to other vehicles and its occupants caused by the insured motorist. Comprehensive car insurance policies, in addition, cover damage caused by the motorist to his or her car, and personal injuries that might result The cost of Auto Insurance Protectionvaries considerably by state, and region, and other factors, such as how the vehicle is used, where it is garaged, its age, type of vehicle—for example, if it is considered a high-performance vehicle—are factored into the cost of the insurance premium.
Probably the most important consideration is the age of the driver. Younger drivers under 25 years of age, and to some extent, very old drivers are usually charged a hefty insurance premium. Indeed, for young drivers, some types of vehicle cannot be insured. The driver’s history is also critical. If the motorist has had an accident within the last three years, or has been convicted of a DUI charge (Drunk Under the Influence [of alcohol]), this was result in additional charges to the premium.
Auto liability insurance is mandatory in practically all states of the USA now, but only covers the damage to other vehicles and its occupants caused by the insured motorist. Comprehensive car insurance policies, in addition, cover damage caused by the motorist to his or her car, and personal injuries that might result The cost of Auto Insurance Protectionvaries considerably by state, and region, and other factors, such as how the vehicle is used, where it is garaged, its age, type of vehicle—for example, if it is considered a high-performance vehicle—are factored into the cost of the insurance premium.
Probably the most important consideration is the age of the driver. Younger drivers under 25 years of age, and to some extent, very old drivers are usually charged a hefty insurance premium. Indeed, for young drivers, some types of vehicle cannot be insured. The driver’s history is also critical. If the motorist has had an accident within the last three years, or has been convicted of a DUI charge (Drunk Under the Influence [of alcohol]), this was result in additional charges to the premium.
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